Built for Indian income tax filing

Every rupee your family earns and spends, ready for tax time.

Luna Ledger keeps income, expenses, bank interest and proofs for up to four family members in one private household — so filing your ITR is a quiet evening, not a scramble.

No card needed · ₹299/year after the trial

lunaledger.mandraled.services/admin Luna Ledger Income & Expense Tracking for IT Filing FY 2025-2026 Priya Sharma PS Dashboard Incomes Expenses Bank Interests Categories Financial Years Users REPORTS Auditor Overview PAYROLL Family Salary Dashboard Total Income ₹12,48,500 Incl. GST: ₹13,20,000 Total Expense ₹3,39,404 94 entries this year Net Balance ₹9,09,096 ▲ 18% vs last year Income by month Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Day job + business revenue, excluding GST Expenses by category ₹3.39L this year Software 40% Infrastructure 25% Online services 20% Other 15%

Features

Everything you need to file with confidence

Record things as they happen through the year. When filing season arrives, the numbers — and the proofs behind them — are already in one place.

Income & expenses

Log every rupee, with the proof attached

Day-job salary, business revenue and other income each get their own place, and every expense sits in a category you choose.

  • GST on invoices is recorded separately, so revenue totals exclude it
  • Attach the PDF invoice, payslip or receipt to each entry
  • Foreign-currency expenses keep the original amount and exchange rate
Incomes New income Export to Excel Business Revenue 38 Day Job 12 # Date Description Amount Excl. GST Proof 1 04 Apr Invoice MSIN0036 · Acme Retail ₹885 ₹750 GST PDF 2 19 May Invoice MSIN0039 · Nova Clinics ₹59,000 ₹50,000 GST PDF 3 02 Jul Invoice MSIN0042 · Orbit Foods ₹23,600 ₹20,000 GST PDF 4 28 Aug Invoice MSIN0049 · Kestrel Labs ₹35,400 ₹30,000 GST PDF 5 11 Oct Invoice MSIN0058 · Tide Travel ₹17,700 ₹15,000 GST PDF 6 16 Jan Invoice MSIN0068 · Acme Retail ₹47,200 ₹40,000 GST PDF Proof attached Invoice-MSIN0068.pdf · stored privately

Household

One household, up to four family members

Each member keeps their own records. The household owner can switch between members to see anyone's figures at a glance.

  • Invite family members by email — they set their own password
  • Add your CA as a read-only Auditor who can view and export, never edit
  • Record a family salary once: it lands as an expense for the payer and income for the recipient
Viewing records of Arjun Sharma The Sharma Household 4 of 4 members PS Priya Sharma Owner AS Arjun Sharma Family member MS Meera Sharma Family member RS Rohan Sharma Family member CA Ramesh Iyer Auditor · read-only Views all members Exports reports Invite by email Family member or auditor meera@example.com

Financial years

Close the year. Lock the books.

Once you've filed, close the financial year. Every record dated inside it becomes read-only, so the figures you filed can't quietly change.

  • The next financial year opens automatically
  • Earlier years stay available to browse and export
  • Need a correction? The owner can reopen a year, fix it, and close it again
Financial Years FY 2023-2024 Apr 2023 – Mar 2024 Closed · locked FY 2024-2025 Apr 2024 – Mar 2025 Closed · locked FY 2025-2026 Apr 2025 – Mar 2026 Open · current Close FY 2025-2026? Every record dated in this year gets locked, and FY 2026-2027 opens for new entries. Cancel Close year

Reports

Reports your accountant will thank you for

Export exactly what your CA asks for, already totalled, in the formats they already use.

  • Excel exports with bold headings and a totals row
  • PDF income and expense reports
  • A household overview of income by source and expenses by category
income-report.xlsx Date Description Amount Excl. GST 04-04-2025 Acme Retail 885.00 750.00 19-05-2025 Nova Clinics 59,000.00 50,000.00 02-07-2025 Orbit Foods 23,600.00 20,000.00 28-08-2025 Kestrel Labs 35,400.00 30,000.00 11-10-2025 Tide Travel 17,700.00 15,000.00 16-01-2026 Acme Retail 47,200.00 40,000.00 12-03-2026 Nova Clinics 29,500.00 25,000.00 Total 2,13,285.00 1,80,750.00 PDF Expense report FY 2025-2026 · Priya Sharma Total ₹3,39,404.13

And the details that make filing easy

Bank interest & TDS

Track interest earned and TDS deducted for every account you hold.

Your own categories

Organise expenses into categories that match how your family actually spends.

Foreign-currency bills

Keep the original currency and rate next to the rupee amount for overseas invoices.

Private by design

Each household is completely separate — nobody outside yours can see your records.

Proofs kept private

Uploaded proofs are never public; downloads use short-lived links.

Year-aware from day one

Every household starts on the April–March financial year, with the current year always in view.

How it works

Up and running in an evening

  1. 1

    Create your household

    Sign up in a minute. Your household comes ready with sensible expense categories and the current financial year.

  2. 2

    Invite your family

    Add up to four family members by email, plus your CA as a read-only auditor if you like.

  3. 3

    Log it, then close the year

    Record income and expenses as they happen. At year-end, export reports for filing and close the year to lock it.

Pricing

One plan. The whole family.

Try every feature free for 7 days, then keep your whole household on one yearly license.

Family License

1 license · up to 4 family members

7 days free

₹299 / year

That's under ₹25 a month for the whole household.

  • Income and expenses for up to 4 family members
  • Bank interest and TDS tracking
  • PDF proofs attached to every entry
  • Read-only access for your CA
  • Financial year close & lock
  • Excel and PDF reports
Start your 7-day free trial

Ready to keep going after your trial? Email info@mandraled.com to purchase your license.

Questions, answered

What happens after the 7-day trial?

Your household and everything in it stays put. To keep using Luna Ledger, email info@mandraled.com and we'll set you up with a yearly license for ₹299.

Who counts towards the four family members?

Anyone whose own income and expenses you track — for example you, your spouse, and two others in the family. One license covers the whole household.

Can my chartered accountant see our records?

Yes. Invite them as an Auditor and they can view every member's records and export reports, but they can never add, edit or delete anything.

Can other households see our data?

No. Every household is fully separate — records, categories, members and proofs are only ever visible inside your own household.

What if I need to fix something in a closed year?

The household owner can reopen a closed financial year, make the correction, and close it again. Closing is what keeps filed figures from drifting by accident.

This year, be ready long before filing day.

Set up your household tonight and try everything free for 7 days.

Start your 7-day free trial